Enterprise Cargo H9E-02

Representative illustration of Farizon H9E 6t dry-bodyRepresentative illustration
Funding60% funded

AED 1,287,000 cleared/reserved of AED 2,145,000 investor equity · 4,290 units of AED 500

Participate

Vehicle specification

ModelFarizon H9E 6t dry-body
Quantity30
Payload3,500 kg chassis (usable payload unconfirmed)
Range315 km WLTP — not a guaranteed loaded or summer range
NoteAED175,000 chassis + AED20,000 unquoted body budget

Capital structure

Acquisition / body cost (assumption)AED 5,850,000
Total funded asset capitalAED 6,240,000
Bank financing (≈70% of ready vehicle cost)AED 4,095,000
Investor equityAED 2,145,000
IncludesSetup, VAT timing, operating reserves

The 70% assumption and 6% financing-cost proxy are not lender quotes or approved Islamic financing terms.

Your rights & structure

Vehicles would be held by an asset-owning SPV. Your units represent participation in the SPV's economic results under the legal documents — not registered ownership of a specific vehicle.

Encumbrances: vehicles may be subject to financier security that ranks ahead of investors.

Lease: Proposed 60-month lease, monthly billing

Customer: Prospective — in credit review (fictional: Dunes Retail Group)

Maintenance & takaful: budgeted per vehicle in operating costs (assumption).

Exit: Not finalised. Distributions: Not contractually finalised.

Vehicle life: 60-month modelling assumption — not a maturity date.

Fees (proposed, disclosed)

Deployment fee3% of ready vehicle/body cost
Management fee12% of collected rent
Performance fee15% above a 6% pre-tax equity hurdle

The 6% illustrative return is already net of these fees. The 6% hurdle is a separate fee threshold.

Material risks

  • Target income is illustrative, not guaranteed, and is not deposit interest, IRR or CAGR.
  • Lessees may pay late or default; vehicles may be off-lease.
  • Residual value at end of vehicle life is uncertain.
  • Vehicles may be held by an SPV and subject to financier security that ranks ahead of investors.
  • Exit and redemption terms are not finalised; you may be unable to sell or redeem.
  • Battery, maintenance, insurance/takaful and range assumptions may prove wrong.
  • The regulatory and Sharia status of the structure is subject to approvals not yet obtained.

Documents

Offer summary, terms, risk disclosure, fee schedule →